Crypto exchange · Referral code
Binance Referral Code PRM26
The Binance referral code PRM26 gives a new Binance account a 20% rebate on spot and margin fees for the life of the account (plus up to 20% on futures fees for 12 months) and access to Binance’s tiered new-user rewards of up to 19,800 USD, which Binance assigns only to the first 1,000 eligible sign-ups per affiliate link in each 30-day cycle. We last tested it on the live Binance signup page on 21 August 2026 from Switzerland: the registration form shows “PromoCode Network (Code: PRM26)”, the 20% rebate and the reward line, which is how we confirm the code is still attached.
Not for new EU/EEA users since 1 July 2026, no rebate for UK users, not available in the US. EEA residents: MiCA-licensed exchanges.
Affiliate link: Binance pays us a commission if you sign up through it. The rebate you receive is set by Binance and is the same either way.
Written and tested by Sascha Martins, Promo Code Network, Switzerland
On this page
How to use the Binance referral code PRM26
- Open the Binance registration page Use the button above or go to binance.com/register?ref=PRM26. The link pre-fills the code; if you type it manually, the field is labelled “Referral ID” on the web form and is collapsed in the app (where it hides on mobile).
- Check that PRM26 is shown before you submit The signup panel lists the code holder, “PromoCode Network (Code: PRM26)”, next to the 20% rebate. If the field is empty, paste PRM26 – after registration a referral code can be bound only within 30 days and only before any deposit or trade.
- Verify your identity (KYC) within 30 days The fee rebate starts with your first trade. The reward vouchers only unlock after identity verification, and Binance assigns no reward tasks to accounts that have not completed KYC within 30 days of registration.
- Complete the reward tasks in the Rewards Hub Deposit and trading tasks release the vouchers in tiers; the headline figure is the maximum across all tiers, not a single payment.
What the 20% rebate does to Binance trading fees
Binance charges a flat 0.10% on spot trades at the base tier and 0.020% maker / 0.050% taker on USDT-margined futures. The referral rebate returns 20% of each fee to your account. Paying fees in BNB takes a further 25% off spot fees, and the two stack (how the stack is calculated).
| Fee | Standard | With PRM26 | With PRM26 + BNB |
|---|---|---|---|
| Spot maker / taker | 0.10% | 0.08% | 0.06% |
| Futures maker (USDT-M), first 12 months | 0.020% | up to 0.016% | up to 0.0144% |
| Futures taker (USDT-M), first 12 months | 0.050% | up to 0.040% | up to 0.036% |
Base-tier rates from Binance’s published fee schedule, read 22 September 2026. The BNB discount is 25% on spot and margin fees and 10% on futures fees. VIP tiers lower the standard rate further; the rebate applies on top of a VIP 1 or VIP 2 rate and ends at VIP 3. Under Binance’s Referral Pro terms the futures rebate runs for 12 months from the day the futures account is opened and its rate depends on the referrer’s tier, which is why Binance advertises it as “up to 20%”. Since 29 April 2026 (spot) and 15 July 2026 (futures) Binance calculates referral rebates on net fees, after maker rebates.
Perpetual futures are leveraged: a small price move against you can liquidate the position and lose the entire margin.
In money terms: a trader who moves 5,000 USD of spot volume a month pays about 60 USD a year in fees at the standard rate, 48 USD with PRM26, and 36 USD with PRM26 plus BNB. At 50,000 USD a month the same rebate is worth about 120 USD a year. The rebate is calculated hourly and credited in USDC within about six hours, so it shows up in your USDC balance rather than as a smaller fee on the trade ticket (payout cycle).
Not every Binance referral code pays 20%. The referrer chooses how much of their commission to share, and many codes circulating online are set to 5% or 10%. PRM26 passes on 20% of spot and margin fees, the rate the Binance signup panel displayed on 21 August 2026.
Not for new EU/EEA users since 1 July 2026, no rebate for UK users, not available in the US.
How to check that the code is active, and how to get your own
After registration, open Account → Referral in the Binance dashboard. The Referral Pro page shows the rebate rate attached to your account; with PRM26 it reads 20%. If it shows nothing, the code was not captured; it can still be bound within 30 days under the six conditions under forgot to enter the code. If it shows 20% but no USDC arrives: code not working. The same page is where you create your own code; the Referral Pro FAQ caps the futures share at 20%, and referrer futures commissions run 12 months per referred account, which caps the referee’s futures rebate too.
Where the Binance referral code works in 2026
| Region | Status | What it means for PRM26 |
|---|---|---|
| Switzerland | Available | Not part of the EEA; our own test registration with PRM26 was made from here |
| EU / EEA | Suspended for new users | Binance withdrew its MiCA application on 24 June 2026 and stopped EU sign-ups, trading and deposits on 1 July 2026. Existing EU accounts can withdraw. PRM26 cannot be used to open an EU account. |
| United States | Not available | binance.com is geoblocked; Binance.US is a separate company with its own programme |
| United Kingdom | Restricted | Binance is not authorised for UK retail customers by the FCA, and under Binance’s referral terms UK users receive no referral rebate |
| Other markets | Generally available | Check the country list on Binance’s own registration page; the code works wherever Binance accepts new users |
EU residents who need a licensed exchange: our MiCA exchange tracker lists who holds what permission, checked against the ESMA register; the practical consequences are in the Binance EU suspension guide. EU users still holding funds should redeem Earn products first, check delisting deadlines, then withdraw in crypto to a licensed exchange or their own wallet, and check whether SEPA withdrawals are still offered (step by step). In the August 2026 delisting round, withdrawals for the delisted tokens run until 17 October 2026 (deadlines and options). Binance’s Android app was removed from Google Play in several EU countries after the July 2026 changes; an installed app keeps working (how to update safely, what the removal means). Regions excluded by the referral terms: restricted countries.
Binance referral code in restricted countries: three kinds of restriction
“Restricted country” covers three situations: Binance does not serve the country at all (the US, Canada’s Ontario and, since 1 July 2026, the EU and EEA for new users); an account is possible but the referral programme is closed to residents by Binance’s referral terms, so the code is accepted or ignored but no rebate is paid; or, as in Switzerland and most markets, the programme applies normally. The table above covers Switzerland, the EU, the US and the UK; these are the exclusions written into the referral terms.
| Region | Binance account | Referral code PRM26 |
|---|---|---|
| United Kingdom | Not authorised for UK retail customers | No rebate: commissions removed for new and existing UK users (FCA financial promotions regime, 8 October 2023) |
| Canada (Ontario) | Not available | Not applicable |
| Japan | See country list | Residents ineligible as referred users since 1 August 2023 |
| Singapore | See country list | Residents disqualified as referrers and referees since 18 November 2022 |
| Turkey | See country list | Retail referral programme discontinued after the SPK decision of 19 September 2024 |
| Hong Kong | See country list | No commissions or rebates when the referee is a Hong Kong resident |
| Nigeria, Israel, Binance FZE users | See country list | Disqualified as referrers and referees |
| Binance’s prohibited countries | Not available | Not allowed to participate |
Regional exclusions from the additional notes to the Binance Referral Program, read 22 September 2026. Binance can change this list without notice; the registration form is the final word on whether your country is accepted.
EU and EEA. Effective 1 July 2026, users registered under EEA countries are no longer eligible to participate in the referral programme in any capacity and cannot receive any referral commissions: PRM26 cannot open an EU account, and an existing EU account earns no rebate. United Kingdom. On 8 October 2023 the FCA’s Financial Promotions Regime took effect, under which UK retail users cannot receive any incentive to trade; Binance’s notes record that it removed future commissions from new and existing UK-based users. PRM26 is inert there; only the BNB discount, maker orders and VIP tiers remain (fee stacking). If you move country, Binance asks for a new proof of address; the referral relationship stays as recorded, and whether rebates continue depends on whether the new country is excluded.
Binance with PRM26 compared with other exchanges
| Exchange | Spot maker / taker | Futures maker / taker | EU new users |
|---|---|---|---|
| Binance with PRM26 | 0.08% / 0.08% | up to 0.016% / 0.040% | No (since 1 July 2026) |
| Binance standard | 0.10% / 0.10% | 0.020% / 0.050% | No |
| Bybit (global) | 0.10% / 0.10% | 0.020% / 0.055% | No: EEA residents use Bybit EU |
| Bybit, fees paid in MNT | 0.075% / 0.075% | 0.018% / 0.0495% | No: EEA residents use Bybit EU |
| Bybit EU | 0.10% / 0.25%; 0.25% / 0.25% from 5 October 2026 | Not offered | Yes (MiCA, Austria) |
| OKX | 0.08% / 0.10% | 0.020% / 0.050% | Yes (MiCA, Malta) |
| Kraken | 0.40% / 0.80% | 0.02% / 0.05% | Yes (MiCA, Ireland) |
| Coinbase (Exchange schedule, 0 to 10,000 USD) | 0.40% / 0.60% | Not compared | Yes (MiCA, Luxembourg) |
Base tiers from each exchange’s published schedule; Kraken’s spot rates apply since its 9 July 2026 fee change. Detailed head-to-heads: Bybit vs Binance, Binance vs Coinbase, Binance vs Kraken, Binance vs OKX; Binance, Bybit, OKX and Bitget side by side in the crypto exchange fee comparison; all programmes we cover, with EU status, on the trading & finance hub.
Without fee tokens, Binance with PRM26 (0.08%) has the lowest spot taker rate in this table and OKX matches it for makers; with BNB Binance falls to 0.06%, against 0.075% on Bybit with fees paid in MNT. The trade-off is access: for anyone in the EU the comparison is decided by licensing, not price, and Bybit EU or OKX Europe are the realistic options. Both Binance and Bybit have a record. In November 2023 Binance and its then CEO agreed to pay 2.85 billion USD to the CFTC for illegally operating a digital-asset derivatives exchange and evading US law, over 4.3 billion USD in total with the DOJ, FinCEN and OFAC (CFTC release 8825-23). On or about 21 February 2025 Bybit was hacked; the FBI attributed the theft of about 1.5 billion USD to North Korea (FBI, 26 February 2025). Our trading cost calculator runs the numbers for your own volume.
Video: the signup with PRM26 in two minutes
Recorded by Sascha Martins for our YouTube channel, CapitalCommander. Shows the Referral ID field, the KYC step and where the reward vouchers appear. Loads from YouTube only when you press play.
Binance referral code not working: the five causes and what fixes each
When a Binance referral code is not working, the cause is nearly always one of five: the Referral ID field was never opened in the app, a typo, an account that already existed or is past its 30-day binding window, an excluded region, or looking for the rebate in the wrong place. PRM26 itself was shown on the live signup form on 21 August 2026.
| Symptom | Cause | Fix |
|---|---|---|
| No referral field on the app sign-up screen | The field is collapsed below the password field | Tap “Referral ID (Optional)”, or open the invitation link, which pre-fills it (app steps) |
| Code rejected, or no code-holder line | Typo, stray space or browser autofill | Retype PRM26; the form should show “PromoCode Network (Code: PRM26)” before you submit |
| Account already exists without a code | Codes bind at registration; afterwards only within 30 days under six conditions | Check the conditions; bind before any deposit; never open a second account |
| Code accepted, no rebate line, no rebate | Excluded region: EEA since 1 July 2026, UK, Singapore, Japan, Turkey, Hong Kong, Nigeria, Israel | None; the referral terms disqualify these users as referees (restricted countries) |
| Rebate “missing” on the trade ticket | The rebate is a USDC credit within 6 hours, not a lower fee, and only when a fee was charged | Look in the Spot account and on the Referral Pro page (payout cycle) |
The Referral Pro page shows 20% but nothing arrives. Then the code works and a programme rule applies: trades that paid no fee generate no rebate; since 29 April 2026 (spot) and 15 July 2026 (futures) rebates are calculated on net fees after maker rebates, so an offset maker fee yields less than 20% of the headline rate; rebates end at VIP 3, and the futures rebate after 12 months unless the referrer’s tier removes that limit. Rewards not credited is a different problem. The rebate needs no claim; the new-user vouchers of up to 19,800 USD are released in tiers through the Rewards Hub only after identity verification, so an empty task list means KYC is missing, not the code (why KYC is required). Binance assigns these rewards only to the first 1,000 eligible sign-ups per affiliate link in each 30-day cycle.
Forgot to enter the Binance referral code? The 30-day window and its six conditions
If you forgot to enter a Binance referral code at signup, the account is not lost yet. An earlier version of our pages said a code could never be added afterwards; Binance now says otherwise. Question 4 of the Referral Pro FAQ, read on 22 September 2026, describes a referral binding process and links to it directly, for accounts that meet all six conditions at once.
| Condition | What it means for you |
|---|---|
| Registered less than 30 days ago | Clock starts at account creation, not at KYC or first login |
| No deposit and no trading activity | One deposit or trade closes the window, even on day two |
| No existing referral relationship | A code captured at signup stays; referrers cannot be swapped |
| Parent account | Sub-accounts cannot bind a referral |
| KYC data not used on another account in the past 180 days | Documents tied to a previous Binance account block the binding |
| Not flagged as a wash trader | Binance’s risk assessment of new traders; a flag ends eligibility |
Source: Binance Referral Pro FAQ, question 4. Use Binance’s own link to the binding page; the code is PRM26. Afterwards Account, Referral, Referral Pro should show 20%.
Once the window has closed, an established referral relationship cannot be changed or removed (question 6), and the FAQ offers no route for binding after 30 days or after the first deposit: the account pays the standard schedule, the rebate cannot be applied to fees already paid, and no exception is named. The BNB deduction, maker orders and VIP tiers stay open to every account (fee stacking). A second account is the wrong fix. Question 7 says that if the system detects an account was closed to create a new one for referral benefits, Binance reserves the right to terminate all referral commissions from the new account; question 8 adds that when the same identity is used on a new account with a different referral, Binance identifies the duplicate, ends the commissions, and the user becomes ineligible to receive any rebates. The 180-day rule on KYC data exists for the same reason.
Binance referral code in the mobile app: where the Referral ID field hides
In the Binance app the Referral ID field is collapsed by default: on the sign-up screen, below the password field, tap the link labelled “Referral ID (Optional)” or “Have a Referral ID?” to expand it, then paste PRM26 before you continue. It is easy to miss because it is not styled as an input field. The invitation link binance.com/register?ref=PRM26, or a QR code of it, pre-fills the field instead. The flow is the same on iOS and Android.
- Install the official Binance app and tap Sign Up From the App Store or Google Play, published by Binance; choose email or phone.
- Expand “Referral ID (Optional)” below the password field and paste PRM26 Without spaces. If the app shows the code holder, it should read “PromoCode Network (Code: PRM26)”, as on the web form in our live test of 21 August 2026.
- Continue and confirm the email or SMS code The referral is recorded now, bound to the account, not the device. Set up two-factor authentication; an authenticator app is the usual recommendation over SMS.
- Verify your identity, then open Referral, Referral Pro from the app homepage The rate should read 20%. Rebate and rewards are identical whichever route you took; Binance sets them per referral link, not per device.
If the field does not expand or the code is rejected. Update the app first; an outdated build is the usual reason a control does not respond. If it still will not open, sign up in the phone’s browser: the web form shows the “Referral ID” field directly, and the invitation link fills it. A rejected code is almost always a typo or a stray space from the clipboard; type PRM26 by hand. Code accepted but no rebate line: restricted countries. Registered without a code: forgot to enter the code. The BNB discount is a toggle under Account Center, Settings, BNB Discount, “Use BNB to pay fees”, also reachable from Trade, Spot, the three-dot menu and Fee (fee stacking).
Binance referral code vs invitation link: one record, one practical difference
A Binance referral code such as PRM26 and the invitation link that carries it attach the same referrer, with identical rebate and rewards. A referrer creates a Referral Pro link and, in the same step, sets the spot and futures commission share for that link and optionally a custom code; the code is the short form of the link. Binance’s FAQ, read on 22 September 2026, says each referrer can create up to 50 codes or links and that a link’s settings cannot be modified once created. So PRM26 and binance.com/register?ref=PRM26 carry exactly the same share, 20%, while two codes from the same referrer can pay different rates, which is why codes copied from forums are not interchangeable. The one practical difference: the link pre-fills the Referral ID field, so the collapsed field in the app cannot be missed and there is no typo risk; a link can also be scanned as a QR code. If a link opens without the code shown, for example after a redirect through a cookie banner, type PRM26 manually; a link that has lost its parameter binds nothing.
Three things that look like a Binance referral code but are not. A futures referral code: Binance issues separate codes for activating a futures account; its FAQ says they only work for users who registered through the same referrer’s Referral Pro code or link. A Referral Lite referral: users invited through Referral Lite appear on a different page under different reward rules and are not shown in Referral Pro; PRM26 is a Referral Pro code. A promo or voucher code: redeemed in the Rewards Hub by existing users for a specific campaign, it creates no referral relationship, and Binance has no general discount coupon for trading fees.
Why the Binance referral code requires KYC verification
Binance’s referral terms make eligibility for the referral programme subject to completing identity verification. The additional notes, read on 22 September 2026, list what that may include, full name, date of birth, nationality, country of domicile, residential address, contact details and a government-issued document such as a passport, national identity card or driver’s licence, and state that Binance may restrict, suspend or deny referral benefits, including earning or redeeming rewards, until KYC has been completed to its satisfaction. Separately, Binance requires identity verification with a government ID before deposits, trading and withdrawals.
| Step | KYC needed? | Why |
|---|---|---|
| Registering with PRM26 | No | The code goes into the Referral ID field; verification comes afterwards |
| Referral relationship recorded | No | Bound at registration; visible under Referral Pro |
| Receiving the 20% fee rebate | Treat as yes | The terms allow Binance to withhold any referral benefit until KYC is complete |
| New-user vouchers, up to 19,800 USD (first 1,000 eligible sign-ups per link and 30-day cycle) | Yes | Released after verification; no tasks unless KYC is completed within 30 days of registration |
| Binding a forgotten code within 30 days | Identity check applies | KYC data not used on another account in the past 180 days |
Sources: Binance Referral Program additional notes, section 2, and Referral Pro FAQ, question 4. The 19,800 USD figure is the maximum across all tiers, voucher terms differ by region, and Binance assigns these rewards only to the first 1,000 eligible sign-ups per affiliate link in each 30-day cycle.
The 180-day identity rule. KYC is how Binance enforces one account per person: question 4 of the Referral Pro FAQ allows late binding only if the KYC data has not been used on another account within the past 180 days, and questions 7 and 8 end the commissions and rebates of a duplicate identity (why a second account backfires). Verify before depositing, so every referral benefit applies from the first trade. Whether trading is taxable depends on where you live; we are not tax advisers.
Binance fee rebate payout time: hourly in USDC, credited within 6 hours
The Binance fee rebate from PRM26 is calculated and converted to USDC every hour and credited to your Spot account within 6 hours. There is no daily batch and no USDT payment: since 13 February 2025 the settlement token for Referral Pro rebates has been USDC; an earlier version of our pages said “daily in USDT within 24 hours”, which was wrong. The same rule covers the referrer’s commission and the referee’s shared rebate (Referral Pro FAQ, read 22 September 2026). If nothing shows after six hours, the trade paid no fee or the referral was never bound.
| Stage | When | What you see |
|---|---|---|
| Trade fills and the fee is charged | Immediately | Full fee (or the BNB-discounted fee) on the trade ticket |
| Rebate calculated and converted to USDC | Hourly | Nothing yet |
| Credit to the Spot account | Within 6 hours | USDC balance increases; entry in the Spot transaction history |
| Records | Last 7 days on the referral pages | Older entries as a download of the detailed records |
Source: Binance Referral Pro FAQ, “When will I receive the Referral Pro commission, and what is the settlement token?”. Look in the Spot wallet’s transaction history, not on the order confirmation: the rebate is a separate credit, not a reduced fee.
When the rebate legitimately stops or shrinks. Only trades that paid a trading fee generate a rebate, so zero-fee pairs and promotions produce nothing; an offset maker fee yields less (net-fee rule). Spot and margin rebates end once the account reaches VIP 3. Futures rebates run for 12 months from the day the futures account was opened; the FAQ says they stop when the inviter’s one-year futures validity expires and resume only if the inviter reaches a 30% commission tier through evaluation. The USDC arrives as ordinary balance with no lock-up. Perpetual futures are leveraged: a small price move against you can liquidate the position and lose the entire margin.
Binance fee discount stacking: how PRM26, BNB and VIP tiers combine
Binance fee discounts stack multiplicatively, in a fixed order. The VIP tier sets the base rate. With BNB deduction switched on and BNB in the Spot account, Binance charges the fee in BNB at a discount, 25% off spot and margin and 10% off futures, in addition to the VIP discount according to Binance’s BNB fee FAQ. The referral rebate then returns 20% of that net fee in USDC. Because each step works on the result of the one before, the percentages multiply: on spot, 0.10% becomes 0.06%, a 40% reduction, not 45%.
| Spot, base tier | Effective fee | Per 10,000 USD traded | Saving vs standard |
|---|---|---|---|
| Standard | 0.100% | 10.00 USD | – |
| PRM26 only | 0.080% | 8.00 USD | 20% |
| BNB deduction only | 0.075% | 7.50 USD | 25% |
| PRM26 + BNB | 0.060% | 6.00 USD | 40% |
0.10% × 0.75 = 0.075% charged; 20% of that comes back, leaving 0.06%. Binance’s own BNB example uses the same arithmetic: a 0.1% fee becomes a 0.075% BNB deduction.
Futures. The BNB discount is 10%, not 25%, and the rebate is “up to 20%” for 12 months from the day the futures account is opened, so the stack is at most 28%: 0.050% taker becomes 0.036%, 0.020% maker 0.0144% (fee table). The maker rate is 60% below the taker rate before any stacking, and fees are charged on the notional position size, not on the margin you post. Perpetual futures are leveraged: a small price move against you can liquidate the position and lose the entire margin.
VIP tiers. VIP levels lower the base rate itself, set by trading volume and asset holdings, and both discounts apply to that rate. Under the Referral Pro FAQ, referral commissions are only generated by referred users at regular level or VIP 1 and 2 and stop at VIP 3. Switching futures entries to maker orders is worth more than both discounts together.
Not for new EU/EEA users since 1 July 2026, no rebate for UK users, not available in the US.
Binance referral code: common questions
What is the Binance referral code for 2026?
Can I add a referral code after creating my Binance account?
Is the 19,800 USD bonus paid in cash?
How long does the Binance fee rebate take, and is it paid in USDT?
Does the fee rebate expire?
Is the combined Binance discount 45% or 40%?
Does PRM26 work in the EU, the UK or the US?
Where is the referral code field in the Binance app?
Is a Binance referral code the same as an invitation link or a promo code?
Do I need KYC to use the Binance referral code?
Sources
- Binance registration page with the referral parameter (affiliate link), tested 21 August 2026 from Switzerland (code holder “PromoCode Network (Code: PRM26)”, 20% rebate and the reward line displayed in the signup panel).
- Binance fee schedule: spot and USDT-M futures base tiers and the BNB fee discount, read 22 September 2026.
- Binance: Frequently Asked Questions on Referral Pro Mode: per-link commission share and the 50-link limit, questions 4, 6, 7 and 8 (late binding, unchangeable referrer, closed and duplicate accounts), VIP 3 cut-off, 12-month futures limit, net-fee dates, USDC settlement since 13 February 2025 within 6 hours, futures referral codes, Referral Lite vs Pro. Read 22 September 2026.
- Binance Referral Program: additional notes: section 2 on KYC and withheld benefits, sections 3 and 4 on prohibited countries and restricted regions (Singapore, Binance FZE, Israel, Japan, Nigeria, UK, Turkey, Hong Kong, EEA from 1 July 2026). Read 22 September 2026.
- Binance: How to use BNB to pay for fees: 25% on spot and margin, 10% on futures, in addition to the VIP discount, the toggle paths and the 0.1% to 0.075% example.
- Binance announcement of 7 May 2026: new-user reward tasks assigned only to the first 1,000 eligible sign-ups per affiliate link in each 30-day cycle.
- Binance announcements of June 2026 on the withdrawal of its MiCA application and the suspension of EU services from 1 July 2026; licence status cross-checked against the ESMA CASP register.
- CFTC release 8825-23, 21 November 2023, and FBI announcement I-022625-PSA, 26 February 2025.
- Published base-tier fee schedules of Bybit, OKX, Kraken (9 July 2026 change) and Coinbase.